Empowering the Community of Kadu Village through the MAGER Program (Community Anti-Loan Shark Movement) to Improve Financial Literacy and Prevent Loan Shark Practices

• Muhil Mubarok

  Author

• Rahmat Hidayat

  Author

• Yumansir

  Author

• Nur Safitri Wulandari

  Author

• M. Fahri Zaki Murtadoh

  Author

Observations and discussions with the Head of Kadu Village revealed that limited community literacy regarding financial management and the 
selection of financing sources fosters a reliance on loans from loan sharks (rentenir), particularly for meeting urgent needs or securing business capital. To address this issue, students participating in the Community Service Program (KKM) implemented the MAGER program (Masyarakat Gerakan Anti Rentenir Community Anti-Loan Shark Movement) through a financial literacy seminar at the Kadu Village Office. The activity involved outreach, education, discussions, and presentations covering financial management, the risks associated with loan sharks, alternative financing options, Sharia economics, and legal protection. This program was conducted in collaboration with the Sharia Economic Society (MES), Micro-Finance Institutions (LKM), the Financial Services Authority (OJK) of Banten, and the Legal Aid Institute (LBH) of STISNU Nusantara Tangerang. The results demonstrated high community enthusiasm and an improved understanding of the risks posed by loan sharks, the importance of financial management, and the selection of safer financing sources. The cross-institutional collaboration within the MAGER program represents a strategic step toward providing integrated financial education and encouraging the community to make wiser financial decisions.

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Copyright (c) 2026 Muhil Mubarok, Rahmat Hidayat, Yumansir, Nur Safitri Wulandari, M. Fahri Zaki Murtadoh (Author)

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